How do I apply for a loan with RAMS? Step-by-Step Guide

Since 1995, RAMS providing affordable, simple yet flexible home loans in Australia. RAMS has been helping Australians achieve their homeownership dreams. If you want to apply for a loan with RAMS, there are few different ways to apply for a loan, depending on your preference and comfort level.

loan with RAMS

1. Speak to a RAMS Home Loan Specialist

Call at 13 7267 or visit specialist at your local RAMS Home Loans Centre, there are multiple RAMS home loan centres across Australia. They can help you to choose the right loan for your needs.

The helpline can answer your questions and connect you with a Home Loan Specialist.

2. Online Application Submission

You may also start the application process online with a RAMS representative.

  • Visit the RAMS official website
  • Select the type of loan you’re interested in
  • Submit the loan application along with all required documentation.
  • RAMS will assess your application, (credit history, income, and property valuation)
  • If your application is approved, you will receive a formal loan offer from RAMS.

RAMS Head Office Information


Tower Two, International Towers
Level 19, 200 Barangaroo Avenue
Barangaroo NSW 2000

Ph:13 7267

Fax: 1300 656 728


Level 12,
321 Kent Street,
Sydney NSW 2000

Postal address
RAMS Financial Group Pty Ltd
Locked Bag 5001
Concord West, NSW 2138

What time does RAMS open?

You can calling between following hours

RAMS hours today Opening hours Closing hours
Monday 08:00 AM 08:00 PM
Tuesday 08:00 AM 08:00 PM
Wednesday 08:00 AM 08:00 PM
Thursday 08:00 AM 08:00 PM
Friday 08:00 AM 08:00 PM
Saturday 09:00 AM 05:00 PM
Sunday 09:00 AM 05:00 PM

National public holiday hours

  • New Years Day – 9am – 5pm
  • Australia Day – 9am – 5pm
  • Good Friday – 9am – 5pm
  • Easter Monday – 9am – 5pm
  • ANZAC Day – 9am – 5pm
  • Christmas Day – Closed
  • Boxing Day – 9am – 5pm

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